A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Tuning Your Social Security Benefit When should you take your Social Security benefit? Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal. An Inside Look at Retirement Living A number of questions and concerns need to be addressed to help you better prepare for retirement living.